Mortgage Calculators

Find all our UK mortgage calculators such as repayment calculators, overpayment calculators, and interest-only calculators. Our mortgage calculators serve a unique purpose and help you compare various options, plan your budget, and understand how different factors impact your mortgage costs.
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LTV Calculator

Loan-to-Value (LTV) is a term used to describe the ratio of a loan amount to the value of the property being purchased. It’s a key factor that lenders consider when deciding whether to approve a mortgage and what the interest rates will be.

Mortgage Affordability Calculator

Thinking about buying a house? Great! But, how much can you borrow? Let’s find out together with our simple Mortgage Affordability Calculator. 

Mortgage Repayment Calculator

Discover how much you could be paying each month on your mortgage with our easy-to-use Mortgage Repayment Calculator.

Stamp Duty Calculator

If you’re considering buying a property, it’s essential to factor in stamp duty charges into your budget planning. Our stamp duty calculator can assist you in determining the amount of stamp duty you’ll be required to pay based on your property’s value and type.

Buy-To-Let Mortgage Calculator

Are you thinking about becoming a landlord and buying a rental property? Here’s a buy to let mortgage calculator that can help you figure out how much mortgage you can get based on property value and rental income of the property.

Mortgage Overpayment Calculator

Overpaying on your mortgage means paying extra on top of your regular monthly payments, helping you save on interest and potentially pay off your mortgage sooner. Our calculator helps you see the impact of different overpayment options on your mortgage.

Retirement Interest Only (RIO) Mortgage Calculator

A retirement interest-only mortgage is a type of mortgage available to older borrowers, typically aged 55 and above. It allows you to borrow money against your property without having to make monthly payments towards the capital balance on the loan.

Buy-To-Let Rent Calculator

Buy-to-Let Rent Calculator helps landlords estimate the minimum rent needed for a property to meet a lender’s requirements for a buy-to-let mortgage. 

Use our calculator to evaluate your investment property’s profitability and make informed decisions.

Part and Part Mortgage Calculator

Part and Part Mortgage is a combination of a repayment and interest-only mortgage. In this arrangement, part of your loan is repaid through monthly payments that cover both the interest and the principal (capital), while the other part is repaid only as interest.

Bridging Finance Calculator

Need short-term funding to bridge the gap between buying a new property and selling your existing one?

Our Bridging Finance Calculator helps you estimate how much you can borrow and what the costs might be.

Joint Borrower Sole Proprietor Calculator

Looking to boost your borrowing power with help from a family member or partner, but keep the property in your name only?

Our calculator helps you understand how much you could borrow with a Joint Borrower Sole Proprietor mortgage.

Unencumbered Mortgage Calculator

Already own your home outright and looking to release some equity or take out a new mortgage?

Our Unencumbered Mortgage Calculator helps you explore how much you could borrow against your property.

Self Build Mortgage Calculator

Planning to build your own home?

Our Self Build Mortgage Calculator helps you estimate how much you could borrow and what your repayments might look like during different stages of the construction process.

Second Charge Mortgage Calculator

Need extra funds without remortgaging your current deal?

Our Second Charge Mortgage Calculator shows how much you could borrow by securing a second loan against your home.

Equity Release Calculator

Want to unlock cash from your home without selling it?

Our Equity Release Calculator helps you estimate how much tax-free money you could release based on your age and property value.

Porting Mortgage Calculator

Porting Mortgage Calculator helps you determine the costs and affordability of transferring your existing mortgage to a new property.

Use our calculator to see how porting could impact your payments and whether it’s the right move for you.

Debt To Income Ratio Calculator

Debt-to-Income Ratio Calculator helps you measure how much of your income goes toward paying debts each month.

Use our calculator to understand your financial health and see how lenders may assess your mortgage affordability.

Home Reversion Plan Calculator

Home Reversion Plan Calculator helps homeowners estimate how much of their property they can sell in exchange for a lump sum or regular income.

Use our calculator to explore how a home reversion plan could support your retirement goals.

Self-Employed Mortgage Calculator

Self-Employed Mortgage Calculator helps freelancers and business owners estimate how much they could borrow based on their income and expenses.

Use our calculator to understand your borrowing potential and plan your mortgage with confidence.