Commercial Mortgages

A commercial mortgage is a type of loan specifically designed for businesses in the UK to buy or refinance properties that are used for commercial purposes, like offices, shops, or factories. It works similarly to a residential mortgage, but instead of buying a home, it helps businesses purchase or invest in properties for their operations.

A commercial finance loan is secured by the property itself, and the business agrees to repay the borrowed amount over an agreed period of time, along with interest. This enables businesses to acquire the necessary space to grow and thrive.

On this page, you’ll find some articles that’ll help you get more information about getting a commercial mortgage and its types. However, since commercial mortgages are available in so many different variations, we recommend that it’s best to talk to a mortgage advisor who is experienced in this field.

Alongside businesses using commercial mortgages to purchase property for an owner-occupied purpose, individual or LTD company investors can also take out commercial mortgages to buy commercial property and let to corporate tenants for ongoing rental income and potential capital appreciation.

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