Mortgage Affordability Calculator

Thinking about buying a house? Great! But, how much can you borrow? Let’s find out together with our simple Mortgage Affordability Calculator. 

Here’s how it works:

  1. Tell us what you earn: Pop in your yearly earnings before tax. Oh, and if you get a bonus or commission, add that too!
  2. Got someone else buying with you? If you’re teaming up with a partner or a mate, you can include their earnings as well. It could boost how much you might borrow.
  3. Hit ‘Calculate’: Press the button and see an estimate of how much lenders might be willing to lend you.

It’s a handy starting point to figure out your budget. Remember though, every lender’s different and they’ll look at other stuff like your spending habits and credit history.

If you’ve any questions, please enter your details, and our expert mortgage advisors will connect with you to discuss further.

Mortgage Affordability Calculator
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Get in touch now to discuss this further with our expert mortgage advisors for free.


The figures provided by this calculator are for illustrative purposes and actual figures would depend on your situation and circumstances. Please connect with our mortgage advisors to discuss further.

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LendingLine is a mortgage information service and not a mortgage brokerage. We work by connecting you with an independent and specialised mortgage advisor who best fits your individual needs and requirements. By submitting the above information, you consent to a regulated broker calling you to discuss your mortgage situation.